If you lost your job or are a recent college grad looking to start your career, you have no choice but to shake things up and reconsider how you hunt for a job. If you get creative and stay determined, there’s no reason why you can’t make lemonade out of all these 2020 lemons.

If you feel like your life and career are slipping away while you shelter at home, here are a few simple ways for you to stay productive.

In the wake of so many jobs being lost and the economy being so shaken, the 401(k) conversation becomes even more prescient. What do you do with your retirement account if you just lost your job?

In this post, I’m going to start with the basics, from the definition of consolidation, and then covering some of the greyer areas that have people struggling with debt management. By the end, you should have a clear idea of how to handle those outstanding balances, if they indeed need to be handled.

An important step in understanding and engaging in the FIRE movement is to acknowledge that there isn’t a silver bullet. You won’t sniff around, learn a secret password and suddenly have all the money you need to live job-free forever. Instead, you’ll learn of aggressive strategies for turning the money you have now into the income for your future.

Whether you’re trying to figure out if it’s safe to travel or how to get a coronavirus test, information doesn’t come easily and the future looks murky at best.

Anyone interested in maximizing returns on investments ought to have a few wild cards in their portfolio. If you have any intention of building your wealth in 2020, I’d encourage you to consider any or all of the following.